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Showing posts from October, 2025

Wisconsin’s New Retirement Income Subtraction

Wisconsin recently passed a new law that allows seniors to reduce their state taxable income by excluding a portion of their retirement income. Starting after December 31, 2024, individuals who are at least 67 years old by the end of the 2025 tax year can subtract up to $24,000 of eligible retirement income on their Wisconsin state 2025 income tax return when filing in early 2026. If you’re married filing jointly and both you and your spouse are 67 or older, you may subtract up to $48,000. Eligible retirement income includes payments from qualified retirement plans, such as a 401 (k), and Individual Retirement Accounts (IRA), as long as they aren’t already excluded under other state or federal rules. For part-year residents of Wisconsin, the amount you can subtract is a prorated amount. Nonresidents cannot claim this subtraction. This subtraction directly reduces your Wisconsin taxable income, but it does not reduce federal income.